Securing a mortgage for self-employed individuals in Halifax may seem challenging, but specialized options make it achievable. With fluctuating incomes and unique financial situations, self-employed borrowers often face higher scrutiny from lenders. However, many Halifax-based mortgage providers offer tailored solutions that factor in income from business operations, contracts, and other sources. These mortgages may require more documentation, such as two years of tax returns, business financial statements, and proof of consistent earnings.